1. Understand the SSDI Work Restriction Criteria

To qualify for SSDI in Oklahoma, your ability to work must be limited by your disability. The Social Security Administration (SSA) applies work restrictions to determine eligibility. Here’s what you need to know:

• Substantial Gainful Activity (SGA): If you are earning more than the monthly SGA threshold, you may not qualify for SSDI. For 2025, the limit is typically around $1,470 per month for non-blind individuals.
• Impact of Work Activity on Eligibility: If your disability does not prevent you from performing SGA, the SSA may decide you are not disabled for SSDI purposes.
• Income Limitations: Even if you are unable to work full-time due to your disability, earning above the SGA limit can still affect your eligibility.

2. Review the SSA’s Work History and Disability Criteria

Eligibility for SSDI depends on your work history and whether your disability prevents you from working:

• Work History Requirements: To qualify for SSDI in Oklahoma, you must have worked a sufficient number of years and paid Social Security taxes. This is often referred to as "work credits."
• Disability Impact on Work: Your disability must significantly prevent you from engaging in work that is substantial or gainful.
• Duration of Disability: The SSA will examine the severity and duration of your disability to ensure it limits your ability to perform work activities.

3. Gather Documentation for SSDI Application

To apply for SSDI benefits in Oklahoma, it’s essential to provide evidence that supports your claim and demonstrates how your disability restricts your ability to work:

• Medical Evidence: Include all relevant medical documentation, including diagnoses, treatment plans, and doctor’s reports detailing how your condition limits your work abilities.
• Work History: Submit detailed records of your employment history, including how long you’ve worked and the type of work you’ve done.
• Income Records: Provide proof of your income to show whether it exceeds the SSDI work limit (SGA threshold).

4. Apply for SSDI Benefits in Oklahoma

The application process for SSDI benefits in Oklahoma can be done online or in person. Make sure your application is complete and accurate:

• Online or In-Person Application: You can apply through the SSA’s website or visit a local SSA office. Both methods require detailed medical and work history information.
• Be Thorough in Your Application: Provide comprehensive details about how your disability affects your ability to work and how much you earn.
• Submit All Supporting Documents: Make sure all supporting documents are included to avoid delays in the processing of your claim.

5. Understand the SSA’s Evaluation Process for Work Restrictions

The SSA evaluates your SSDI claim by reviewing your work restrictions and disability status:

• Step 1: Review of Work Activity: The SSA will examine your current income and whether it exceeds the SGA limit. If it does, you may be disqualified from receiving SSDI benefits.
• Step 2: Disability Evaluation: The SSA evaluates whether your disability severely limits your ability to work, focusing on how it impacts your capacity to perform any substantial gainful activity.
• Step 3: Work History and Ability to Work: They will also look at your work history and the type of work you are able to do based on your condition.

6. Submit Your SSDI Claim and Monitor Its Status

Once you submit your application for SSDI in Oklahoma, track your claim’s progress and follow up as needed:

• Create an SSA Online Account: This allows you to monitor your claim status and receive notifications regarding any missing documents.
• Contact the SSA: If there’s no update on your claim, contact the SSA to check its progress or to inquire about additional information they may need.



Understanding how work restrictions impact SSDI eligibility in Oklahoma is critical to ensuring your claim is processed smoothly. By reviewing the requirements and gathering the necessary documentation, you can help the SSA assess your application accurately and efficiently.