Working While Applying for SSDI

The Social Security Administration (SSA) allows applicants to work while their claim is pending, but there are strict rules:

• Substantial Gainful Activity (SGA): If you earn more than the monthly SGA limit ($1,550 in 2024 for non-blind applicants), the SSA may decide you are not disabled.
• Part-Time or Low-Paying Work: You can work if your earnings stay below the SGA limit, but your work activities will still be reviewed to determine if you can perform substantial employment.
• Trial Work Considerations: While trial work periods mainly apply after you’ve been approved, your work history during the application process may still impact how your disability is evaluated.

Risks of Working While Applying

Continuing to work while applying for SSDI in Oklahoma can present challenges:

• Your claim may be denied if the SSA believes you are capable of performing full-time work.
• Medical evidence may be questioned if your job duties suggest more physical or mental ability than claimed.
• Delays can occur if the SSA requires additional information about your employment.

Tips for Applicants Considering Work

If you must work while applying for SSDI, here are some ways to reduce risks:

• Keep your earnings well below the SGA limit.
• Document how your condition limits you on the job (reduced hours, frequent breaks, special accommodations).
• Update your medical records regularly to show ongoing disability despite limited work.
• Speak with a disability lawyer before making decisions about employment during your application.